Money & Finance

Start with four short foundational lessons: what money is, earning, needs vs wants and saving. Then go further with bank accounts, digital money, inflation and smart money habits.

Module overview

Phase 1: Foundation

Lesson 1: What is Money?

3 to 4 min

What money is, why we use it, and how it works.

A short introduction to what money is, why we use it instead of barter, and how it works as a store of value and medium of exchange.

Lesson 2: Earning and Income

3 to 4 min

Where income comes from and how people earn money.

Different ways people earn money: wages, casual work, allowances and pocket money.

Lesson 3: Needs vs Wants

3 to 4 min

The difference between needs and wants and why it matters.

How to tell the difference between what you need and what you want.

Lesson 4: Saving Basics

4 to 5 min

Why we save, where to keep savings, and simple habits.

Why saving matters, where to keep your savings, and simple habits like paying yourself first.

Phase 2: Going further

Lesson 5: Bank Accounts and How They Work

~15 min

How bank accounts work and how to use them.

How bank accounts work and how to use them for saving and spending.

Lesson 6: Digital Money and Payments

~15 min

Online and digital ways to pay and manage money.

Online and digital ways to pay and manage money safely.

Lesson 7: Inflation and the Value of Money

~15 min

What inflation is and how it affects your money.

What inflation is and how it affects the value of your money over time.

Lesson 8: Smart Money Habits

~15 min

Habits that help you manage money well.

Habits that help you manage money well for life.

Module completion

Complete the applied case study to bring together everything you have learned. Your answers will be graded by your teacher using a rubric.

Go to Applied Case Study →
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