Disclaimer

Educational Purpose Only

The content provided by A Wealth And Knowledge Education Network (referred to as “we”, “us”, or “the platform”) is designed exclusively for general educational purposes. Our video lessons, modules, quizzes, case studies, and supporting materials are intended to introduce Australian school students in Years 7 to 10 to foundational financial literacy concepts.

Nothing on this platform constitutes, or should be interpreted as, personal financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. The information provided is general in nature and does not take into account any individual’s personal financial situation, objectives, or needs.

Not a Licensed Financial Service

A Wealth And Knowledge Education Network is not a licensed financial adviser, credit adviser, or tax agent under Australian law. We do not hold an Australian Financial Services Licence (AFSL) issued by the Australian Securities and Investments Commission (ASIC), nor are we authorised representatives of any AFSL holder.

We do not provide recommendations or opinions intended to influence any person in making financial decisions. If students, parents, guardians, or educators require personalised financial advice, they should consult a qualified and licensed financial adviser, tax professional, or other appropriate professional.

Accuracy and Currency of Information

While we make every reasonable effort to ensure the accuracy, completeness, and currency of the educational content on this platform, we do not warrant or guarantee that the information is free from error, up to date at all times, or comprehensive.

Financial laws, regulations, tax rates, interest rates, and market conditions in Australia change frequently. Content on this platform may not reflect the most recent legislative or regulatory changes. Users should independently verify any information before acting on it and consult relevant government sources such as the Australian Taxation Office (ATO), ASIC’s MoneySmart, or the Australian Prudential Regulation Authority (APRA) for current information.

Curriculum Alignment

Our content is designed to align with the Australian Curriculum v9 Consumer and Financial Literacy framework and the Victorian Curriculum 2.0 for Years 7 to 10. However, curriculum requirements may vary by state and territory, and curricula are subject to revision. We do not guarantee that our content will satisfy all requirements of any particular curriculum, school, or education authority at any given time.

Teachers and schools are responsible for determining the suitability of our materials for their specific curriculum requirements and student cohorts.

Use in Schools

This platform is designed to be used under the guidance and supervision of qualified educators within Australian school settings. Teachers and school administrators are responsible for:

• Reviewing all content before use in the classroom to ensure it is appropriate for their students
• Providing appropriate context and guidance to students engaging with the materials
• Ensuring that the use of this platform complies with their school’s policies, their state or territory’s education regulations, and any applicable duty of care obligations
• Supplementing platform content with additional resources where necessary to meet specific learning outcomes

Third-Party References

Our content may reference third-party organisations, financial products, services, or websites for illustrative or educational purposes only. Such references do not constitute endorsement, sponsorship, or recommendation of any third party, their products, or their services. We are not responsible for the content, accuracy, or availability of any third-party resources.

No Liability

To the maximum extent permitted by law, including the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)), A Wealth And Knowledge Education Network, its directors, employees, contractors, and affiliates disclaim all liability for any loss, damage, cost, or expense (whether direct, indirect, consequential, or otherwise) arising from or in connection with:

• The use of, reliance on, or inability to use any content or materials on this platform
• Any errors, omissions, or inaccuracies in the content provided
• Any financial decisions made by any person based on information obtained from this platform
• Any interruption, delay, or failure of the platform or its services

Nothing in this disclaimer excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by the Australian Consumer Law or any other applicable law that cannot be excluded, restricted, or modified by agreement.

Student Data and Privacy

We are committed to protecting the privacy of students and comply with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). For schools in Victoria, we also adhere to the Privacy and Data Protection Act 2014 (Vic) and the Health Records Act 2001 (Vic) where applicable. For detailed information on how we collect, use, and protect personal information, please refer to our Privacy Policy.

Intellectual Property

All content on this platform, including text, graphics, logos, videos, quizzes, and other materials, is the intellectual property of A Wealth And Knowledge Education Network unless otherwise stated. Schools and educators granted access may use the materials for educational purposes within their institution in accordance with their licence agreement. Reproduction, distribution, or commercial use of any content without prior written consent is prohibited.

Governing Law

This disclaimer and your use of this platform are governed by and construed in accordance with the laws of the State of Victoria, Australia. Any disputes arising from or in connection with this disclaimer or the platform shall be subject to the exclusive jurisdiction of the courts of Victoria.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Any changes will be effective immediately upon posting to this page. We encourage users to review this disclaimer periodically. Continued use of the platform following any changes constitutes acceptance of those changes.

Contact Us

If you have any questions or concerns about this disclaimer, please contact us through our Contact page.